Senior Lecturer, Marketing Department

May 2002 to Present

• Business Communication Lecturer for upper division and graduate level courses;
• Member of the University of Texas at Arlington Distinguished Faculty Lecture Series;
• Chair of Student’s Publications Committee for past five years;
• Faculty Advisor for Delta Sigma Pi coed business fraternity for past five years;
• Academic Advisor for Sigma Phi Epsilon social fraternity for past three years;
• Moot Court National Competition Judge for two years;
• Delta Sigma Pi announced and began awarding in 2004 an annual Dr. Gary Lacefield Academic Scholarship opportunity to its membership;
• Inducted into the Order of Omega by the UTA Student Congress;
• 2006 College of Business Outstanding Lecturer of the Year.

Lacefield and Associates

Master Mediator and Arbitrator

May 1994 to Present

• Mediated over 1100 cases involving issues related to employment including wrongful termination and sexual harassment; labor/management disputes; family and divorce cases; contract disputes; court ordered and other civil and private disputes;
• Developed and facilitated the State of Texas Basic 40 Hour Course and Advanced Family Mediation Courses which are both accredited by the State Bar of Texas, the Texas Bar College, as well as the Minnesota State Bar for MCLE credits of 40 hours and 26 hours respectively;
• Both mediation courses are accredited for 40 hours and 26 hours respectively by the Society of Human Resource Managers (SHRM) and Professionals in Human Resources (PHR).
• Developed and facilitated the state 40 hour Arbitration course which is accredited by the State Bar of Texas and Texas Bar College for 40 MCLE credits.
• Developed and market a 40 hour combination video and onsite national mediation training program.

Dallas Baptist university adjunct Professor, Graduate School of Business

January 1991 to Present

• Developed the curriculum for alternative dispute resolution including Basic Mediation which provides forty classroom hours of training in dispute resolution techniques as required by Texas Law to be certified to conduct court appointed mediations;
• Developed the curriculum for Advanced Mediation, which includes family dynamics training as well as child development and family law alternative dispute methods;
• Developed the curriculum for Internship in Mediation, which provides students with hands on experience in observing and participating in ten live mediations as a co-mediator;
• Facilitated 50 semesters of the Basic 40-hour Mediation course; 12 semesters of the Advanced Family Mediation course; and 8 semesters of the Internship in Mediation course.

Fort Worth Human Relations Commission

Contract Manager, Housing Discrimination Division

November 2002 to July 2006

• Trained the Human Relations staff regarding fair housing/fair lending, testing, ADA investigations, predatory lending and other enforcement related issues;
• Supervised over 225 housing discrimination investigations resulting in the issuance of eight charges of discrimination;
• Participated in 41 successful negotiated settlements, and seven Type 1-Enforcement agreements;
• Conducted fair lending and fair housing training seminars for community-based groups including Community Development Corporations (CDCs), Community Housing Development Organizations (CHDOs), and Habitat for Humanity staff and families;
• Provided fair housing, fair lending, and predatory lending continuing education training for regional HUD Fair Housing and Equal Opportunity enforcement staff;
• Prepared and edited fair housing and fair lending educational outreach literature and materials for community education and training;
• Participated as the expert in four local cable television fair housing and fair lending community education outreach video series;
• Trained City of Fort Worth Housing Department employees regarding fair lending and predatory housing related issues resulting in the referral of 52 dual-filed complaints to HUD and the Human Relations Commission for investigation.

CTX Mortgage/Centex Corporation

Senior Vice-President, Fair Lending & Business Development

April 1999 to May 2002

• Reports to the Chairman and President
• Responsible for all national Fair Lending and Fair Housing corporate marketing efforts for the 256 retail branch offices in 42 states;
• Analyzed and initiated programs to address issues regarding corporate policies, practices and procedures related to compliance and quality control issues;
• Provided fair lending training to over 600 retail staff;
• Primarily responsible for supporting the various legal departments within Centex Corporation by providing written responses to federal, state, and local government’s requests regarding allegations of violations of the Fair Housing Act, as amended, RESPA, and the Americans with Disabilities Act;
• Provided responses to inquiries and allegations by Fair Housing Initiative Program and Fair Housing Assistance Program participants;
• Analyzed Home Mortgage Disclosure Act (HMDA) data to effectively direct fair lending business development through strategic marketing initiatives;
• Developed strategies to increase representative diverse market share through quality loan production by effectively utilizing media, direct mail, national telemarketing, and on-line campaigns;
• Investigated allegations of discrimination and developed responses to non-complaint based opportunities presented by advocacy groups such as the National Fair Housing Alliance (NFHA) and the Association of Community Organizations for Reform Now (ACORN);
• Direct supervision of the CTX Home Owners Club (HOC), a division that helped credit challenged borrowers become bankable for prime mortgage products through homeowner education, budgeting and homeowner counseling;
• Over the preceding three years reduced the HOC operating expenses by 29 percent while increasing the number of families graduating from the program and qualifying for a prime loan by 270 percent;
• Increased HOC production volume from just under $30 million in the first year to over $81 million in the subsequent year;
• Monitored and evaluated local government bond and national down payment assistance programs.

U.S. Department of Housing and Urban Development, (HUD)

Senior Civil Rights Analyst and Supervisor of Investigations

August 1991 to March 1999

• Responsible for national lending cases including investigations, negotiations and conciliations.
• Trained investigators representing the Office of Thrift Supervision (OTS), Office of Comptroller of Currency (OCC), and the department of Housing and Urban Affairs (HUD) for fair lending, insurance redlining and predatory lending related issues;
• Reviewed and analyzed over 6000 matched pair lending and rental tests, which directly resulted in 136 lending settlements;
• Personally negotiated and drafted the six largest lending settlement agreements in HUD Civil Rights history, representing over 10 billion dollars;
• Negotiated an additional 24 settlements that totaled over 8 million dollars in relief for complainants (plaintiffs);
• Supervised and reviewed the casework of all fair housing investigators for the Southwest Area and lending investigators nationally;
• Directed and monitored investigators to analyze facts and evidence regarding allegations of discrimination and civil rights violations in national “HOT CASES” initiative;
• Investigated and settled over 600 cases including one of the largest multifamily design and construction cases, at that time, in HUD history;
• Reviewed, analyzed, and monitored Fair Housing Initiative Program (FHIP) and Fair Housing Assistance Program (FHAP) grants related to fair housing and fair lending testing, education, investigation, and outreach;
• Developed fair lending training materials and conducting training sessions for HUD investigators involved with investigating insurance redlining and predatory lending issues;
• Used as an on-camera expert for conciliations in the National HUD Fair Housing/Fair Lending Conciliation Training videos;
• Awarded the HUD highest achievement award the “Secretary’s Certificate of Merit” in September 1998 for the investigation, negotiation, and settlement of the six largest civil rights settlements in HUD history totaling over $10 billion dollars.

PUBLICATIONS AUTHORED

Within the preceding five years, these are the publications I have authored.

• Conflict Resolution Revolution, a Mediation Textbook, Thomson Publishing, 2004.
• Americans with Disabilities Act: Questions and Answers. Metropolitan Dallas Builder/Architect Magazine, January 2002, p.3.
• Making the Dream of Home Ownership a Reality, CTX Mortgage Company. Eclipse Magazine, Feb/Mar Issue 2001, p.17.
• Prepare Yourself for Fair Lending. Mortgage Originator, September 2000, p.116-118.

RESPA RELATED WEB CASTS & WEBSITE

Weekly web casts broadcast through www.RespaNewsUpdate.com from May 2005 to the present. There have been over 95 Real Estate Settlement Procedures Act (RESPA) web casts including the following sampling:

• BROKERS ACROSS THE BORDERS: Paying brokers in other states? Is it legal? From LoanOfficer.com, comes the question and Dr. Lacefield has the answer on this report which begins a new season of RESPA News Update.
• MAKING DONATIONS: From our audience comes the question about making donations to non-profit associations as an incentive for your clients. Dr. Lacefield explains that while legal, it’s a question of perceptions.
• BUILDERS WITH CONDITIONS: From our audience comes the question, “A home builder says they will only pay closing costs if we use their lender and lawyer. What does RESPA have to say about that?“
• ADVERTISING: More about advertising - This time it’s a question we get a lot - buying advertising on a site or a flyer or book has some rules and you want this information before you buy into an advertising program.
• EXCEPTIONS TO THE RULES? PART 2: An answer to a viewer’s question “Are there any exceptions to RESPA guidelines?” In this episode, Dr. Lacefield continues a multi-part discussion on referral restrictions and how not all arrangements violate regulations.
• EXCEPTIONS TO THE RULES? An answer to a viewer’s question “Are there any exceptions to RESPA guidelines?” In this episode, Dr. Lacefield begins a multi-part discussion on referral restrictions and how not all arrangements violate regulations.
• CO-OP ADVERTISING: While we all know it pays to advertise, it’s important to know WHO pays for the advertising. This week, Dr. Lacefield discusses the true sharing of advertising costs among settlement providers.
• REWARDS FOR FRIENDS AND FAMILY: Compensating friends and family for bringing you business has its’ “do’s and don’ts” and this week Dr. Lacefield covers the finer points of “showing your appreciation.”
• REALTOR OR MORTGAGE BROKER? Yes, you can be both but be careful as Dr. Lacefield explains; playing both roles can create problems.
• THE RESPA POLICE: Hear how a successful professional got into hot water by doing what “has always been done.” Learn what you can and CAN’T do in the area of incentives to clients.
INDUSTRY AND PROFESSIONAL PRESENTATIONS

• RESPA Presentation as key note speaker at the quarterly meeting of the Texas Association of Home Warranty Companies; July 12, 2007; Austin, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training June 18, 2007; Keller Williams Realty Fort Worth, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training June 14, 2007; Keller Williams Realty Houston, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 15, 2007; Keller Williams Realty Flower Mound, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 14, 2007; Keller Williams Realty Dallas, Texas.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, May 8, 2007; Metro Brokers Denver; SMDRA, Colorado.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, May 7, 2007; Empire Title, Denver, Colorado.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training March 7, 2007; Keller Williams Realty Plano, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training March 13, 2007; Keller Williams Realty Austin, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training March 5, 2007; Keller Williams Realty Fort Worth, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training March 2, 2007; Keller Williams Realty Flower Mound, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training February 20, 2007; Greater Huntsville Association of Realtors, Huntsville, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training January 8, 2007; Keller Williams Realty Dallas, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training December 14, 2006; Mike Bowman Century 21 Realty, Colleyville, Texas.
• Hispanic Association of Realtor’s Annual Conference key note speaker with primary topic RESPA, December 13, 2006, Houston, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training November 10, 2006; Mike Bowman Century 21 Realty, Colleyville, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training October 25, 2006; Keller Williams Realty Plano, Texas.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, October 3, 2006; Metro Brokers Denver; SMDRA, Colorado.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, October 2, 2006; Empire Title, Denver, Colorado.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training July 17, 2006; Keller Williams Realty Houston, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training June 1, 2006; Lewisville Association of Realtors, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 10, 2006; Keller Williams Realty Houston, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 9, 2006; Keller Williams Realty San Antonio, Texas.
• RESPA for REALTORS; an Arkansas Real Estate Commission sanctioned (4 hour) CE training February 13, 2006; Russellville, Arkansas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training January 10, 2006; Keller Williams Realty Houston, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training October 20, 2005; Realty World, Austin, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training September 20, 2005; Keller Williams Realty Flower Mound, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training August 30, 2005; Century 21 Lewisville Realtors, Lewisville, Texas.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, August 25, 2005; Pikes Peak Association of Realtors, Colorado.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training August 16, 2005; Granbury Association of Realtors, Granbury, Texas.
• HUD RESPA Roundtable, Fort Worth, Texas August 11^th.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training July 20, 2005; Keller Williams Realty, Southlake, Texas
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training July 14, 2005; American Legend Homes Sales Team, Plano, Texas
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training June 9, 2005, City of Fort Worth Housing Summit, Fort Worth, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 18, 2005; ReMax Realty of Arlington, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training May 16, 2005; Keller Williams Realty, Plano, Texas
• RESPA for Lenders, Texas Community Bank, April 19, 2005, Harlingen, Texas.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training March 10, 2005; Keller Williams Realty, Flower Mound, Texas.
• RESPA for Realtors training, Colorado Real Estate Commission approved CE, November 17-18, 2004 Denver, Colorado.
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned (4 hour) CE training November 16, 2004; Keller Williams Realty, Flower Mound, Texas.
• RESPA, Fair Lending training for Lenders October 12-13, 2004 in Nashville, Tennessee (6 hours each).
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned CE training, Greater Lewisville Association of Realtors, September 24, 2004, Lewisville, Texas.
• RESPA, Fair Lending training for Lenders August 17-18, 2004 in Denver and Colorado Springs Colorado (6 hours each).
• RESPA, Fair Lending training for Lenders July 12-16, 2004 in Plano, Arlington, Austin, Fort Worth and Houston Texas (6 hours each—30 hours total).
• RESPA for REALTORS; a Texas Real Estate Commission sanctioned CE training, Greater Lewisville Association of Realtors, June 22, 2004, Lewisville, Texas.
• Fair Housing - Fair Lending presentation to the National Conference for Habitat for Humanities, Fort Worth, Texas, April 16, 2004.
• The Convergence of Fair Lending and Predatory Lending Issues in Litigation and Compliance, the Conference on Consumer Finance Law, Consumer Credit 2001, November 1, Adams Mark Hotel, Dallas, Texas.
• Techniques for Conflict Resolution. Professional Education Program 2001, Apartment Association of Tarrant County, September 11, 2001, Fort Worth, Texas.
• Dispute Resolution: Annual Conflict Resolution Symposium. City of Dallas, Center for Community Cooperation, September 7, 2001. Dallas, Texas.
• Increase Sales with Conflict Resolution. “Surfing for Success in the New Economy,” National Association of Mortgage Brokers (NAMB) 2001 Annual Convention and Exposition. June 16-20, 2001, Honolulu, Hawaii.
• Conflict Resolution and Customer Relations. Fort Worth/Dallas Postal Customer Councils Mailers Conference 2000. February 8, 2000, Arlington Convention Center, Arlington, Texas.
• Overcoming Barriers to Fair Housing through Community Partnerships. The Coastal Bend 2001 Fair Housing Symposium; April 27, 2001. Bayfront Convention Center, Corpus Christi, Texas.
• Cross-Cultural Communications. “Professional Education Program 2001,” Apartment Association of Tarrant County. February 20, 2001, Fort Worth, Texas.
• Fair Lending and Predatory Lending Issues: Compliance and Litigation Conference on Consumer Finance Law/Consumer Credit 2000 Program; November 10, 2000. Adam’s Mark Hotel, Dallas, Texas.
• Controlling Predatory Lending. Conference on Consumer Finance Law. November 9, 2000, Dallas, Texas.
• Controlling Predatory Lending. Western Regional Mortgage Brokers Conference, September 11, 2000. Las Vegas, Nevada.
• Fair Housing Implications for Increasing Minimum Lot Size; Liabilities and Federal Funding Issues. Texas Manufactured Housing Association (TMHA). June 29, 2000, Austin, Texas.
• Fair Housing Initiative: You are Being Tested. “Mortgage Brokers: The Choice for Excellence,” NAMB 2000 Annual Convention and Exposition. June 24-27, 2000, New Orleans, Louisiana.
• In All Fairness: Equal Access to Credit, Equal Level of Assistance, Association of American Professional Mortgage Women, June 13, 2000, San Antonio, Texas.
• Fair Housing 2000: “Beyond The Bottom Line”. TAA 2000 Education Conference & Lone Star Expo, May 18-20 2000. San Antonio, Texas.
• What Are The Fair Lending Issues Now And In The Future? May 9, 2000. Star Brand Ranch. Kaufman, Texas.
• Investing in a Community Strategy for Fair & Affordable Housing. The Coastal Bend Fair Housing 2000 Symposium. April 28, 2000, Bayfront Convention Center. Corpus Christi, Texas.
• Equal Opportunity Government Assisted Housing. Apartment Association of Tarrant County. February 10, 2000.

EXPERT TESTIMONY AND DEPOSITION

During the preceding seven years I have supplied expert witness testimony, reports, and/or was deposed for the following cases:

• June 2001: Civil Action No. 3:00-CV-2246-R; K.D. Pool and Ven-Ken, Inc., Plaintiffs, v Johnson County, Texas, Defendants, filed in the U.S. District Court for the Northern District of Texas, Dallas Division. I was engaged by the Plaintiff.
• October 2002: Civil Action No. 1:01 CV 868; Dinah Williams, Plaintiffs, v David J. Moore, Defendants, filed in the U.S. District Court for the Northern District of Ohio, Eastern Division. I was engaged by the Defendant.
• January 2004: Civil Action No. 1:01CV02199; National Fair Housing Alliance, Inc., et al., Plaintiffs, v The Prudential Insurance Company of America, et al. Defendants, filed in the United States District Court for the District of Columbia. I was engaged by the Defendant.
• October 2005: Civil Action No. H 04-1787; ABN-AMRO Mortgage Group, Inc. v. Emerson Manufactured Homes, Ltd., et al.; In the United States District Court for the Southern District of Texas, Houston Division. I was engaged by the Defendant.
• February 2006: Cause No. 3:04-CR-318-H (02); United States of America v. Gerald Stone; In the United States District Court for the Northern District of Texas, Dallas Division. I was engaged by the Defendant.
• September 2006: Civil Action No. 3:06-CV-1035-D; AHF Community Development, L.L.C. v. City of Dallas, et al; In the United States District Court for the Northern District of Texas, Dallas Division. I was engaged by the Plaintiff.
• September 2006: United States Department of Housing and Urban Development (HUD), Federal Fair Housing and Equal Opportunity (FHEO) Discrimination Complaint No. 06-06-0665-8; American Housing Foundation Inc. v. City of Dallas, Texas, et al. I was engaged by the Plaintiff.
• February 2007: Cause No. H-06-98-SS; United States of America v. Michael D. Goodson; Nancy Booth (aka Nancy Campbell); and Leslie R. Tarrance, Sr. (aka Les Tarrance); In the United States District Court for the Southern District of Texas, Houston Division. I was engaged by the Defendant (Tarrance).
• July 2007: Cause No. DC-05-12440; Donna Lindsay v. HSBC Bank USA, N.A. HSBC Mortgage Corporation as Mortgage Servicer for HSBC Bank USA, N.A. and Codilis & Stawiarski, P.C. In the District Court, 116^th Judicial District, Dallas County, Texas. I was engaged by the Plaintiff.
• October 2007: Cause No. 3:07CV0320-D; Kirkland Waters v. Countrywide Home Loans, Inc., et al. In the United States District Court for the Northern District of Texas, Dallas Division. I was engaged by the Plaintiff. October 2007: Cause No. 3:07CV0320-D; Kirkland Waters v. Countrywide Home Loans, Inc., et al. In the United States District Court for the Northern District of Texas, Dallas Division. I was engaged by the Plaintiff.
• January 2008: Cause No. 06-02298-I; Countrywide Home Loans, Inc. v. Nations Equity Capital, L.L.C., et al; In the 162^nd Judicial District Court, Dallas County, Texas. I was engaged by the Defendant (Gideon Insurance).
• February 2008: Cause Nos. 366-81193-07 & 366-82505-07; The State of Texas v. Robert Summers in the 366^th Judicial District Court, Collin County, Texas. I was engaged by the District Attorney.
• February 2008: Cause Nos. 366-81191-07 & 366-82639-07; The State of Texas v. Francis Kearney in the 366^th Judicial District Court, Collin County, Texas. I was engaged by the District Attorney.
• February 2008: Cause Nos. 366-81192-07 & 366-82503-07; The State of Texas v. David Muzeni in the 366^th Judicial District Court, Collin County, Texas. I was engaged by the District Attorney.



CERTIFICATIONS AND ACCREDITATIONS

• Member National Panel of Consumer Arbitration since 1989.
• Basic 40 Hour Mediation Certification 1992.
• Advanced Mediation Certification 1993.
• Texas Real Estate Commission Certification to teach Texas TREC RESPA for Realtors Continuing Education four (4) hour course.
• North Carolina Real Estate Commission Certification to teach North Carolina RESPA for Realtors Continuing Education four (4) hour course.
• South Carolina Real Estate Commission Certification to teach South Carolina RESPA for Realtors Continuing Education four (4) hour course.
• Oklahoma Real Estate Commission Certification to teach Oklahoma RESPA for Realtors Continuing Education four (4) hour course.
• Texas Real Estate Commission MCE Instructor Approval to teach TREC courses.
• Texas Department of Savings & Mortgage Lending Certification to teach a seven (7) hour Fair Lending/Fair Housing for the Millennium continuing education course.
• Colorado Real Estate Commission Approval to teach RESPA for Realtors four (4) hour continuing education course.